Troy City-Wide Garage Sale, Saturday, June 18, 2011

Gather your friends and your dollar bills -- it's time for Troy's city-wide garage sale.

The annual sale will take place Saturday, June 18, 2011 from 7 a.m. until 2 p.m.  Click here to see addresses and some of the items that will be for sale. 

Bargain hunters will find items ranging from furniture and appliances to baby items, toys, collectibles and even a motorcycle.

More than 100 homes are already registered to take part and more booths will be located in Tri-Township park where the local Boy Scouts will be serving barbecue.

The sale will be held rain or shine.



New Price on This Gorgeous Split-Bedroom Ranch at 5 Cedar Mill in Troy.

It's everything on your check list for a new home:  Split bedrooms, open floor plan, three-car garage, finished walkout lower level, hardwood floors, fireplace.

This custom-built, impeccably maintained one-owner ranch is beautiful and is now offered at the new price of $254,900.

But wait! There's more. How about a very big, fenced back yard. And overlooking the yard -- a covered deck and a sun deck. 

Add the Northwoods neighborhood location and you've got the perfect place to call home.

This home is located in the Triad School District

Call Nancy today for your own private showing -- 618-791-8007 or email

This home at 5 Cedar Mill is for sale exclusively through Goshen Realty Group at RE/MAX Preferred Partners, One 157 Center, Edwardsville, IL 62025; 618-791-8007 (mobile), 618-655-1188 (office).

See more more pictures and details for 5 Cedar Mill here.


Troy Home Buyers: Can Your Realtor Help You Get Pre-approved for the Right Loan?

Thanks to my blogs, websites and some very selective advertising, my phone rings with calls, beeps with text messages or dings to lets me know when an email query from a new buyer has come through.

On a good day, it can be a real symphony of sounds squawking forth from the Blackberry.

Ring! Beep! Ding! I love days like that.

Today was one of those days and one new buyer -- I'll call him Mike -- emerged at the head of the pack because he's already done what I asked him to do -- talk to one of my preferred lenders about a mortgage loan.

After a new customer and I first make contact and chat for a while about their real estate goals like Mike and I did today, I ask if they have seen a lender to find out what kind of loan would be best for them.

Very often the answer is, no, they haven't talked to a lender yet. Mike admitted that he -- in his own words -- was "clueless" about how to go about getting himself and his wife and kids a place to call their own.

I  gave him the name of a lender who I trust to do a great job making a decision about the best loan for his situation. Before the day was over, the lender called to let me know that Mike had talked to him and they are meeting tomorrow to go over the process.

So, in a sense -- yes -- as your Realtor, I can help you get pre-qualified and pre-approved for that mortgage loan you need to become a homeowner. I do it by making sure you talk to a good lender who I trust to give you the best possible advice.

"My" lenders (I get proprietary about people who do a great job for my clients) know about:
  • Grant programs in Madison County and St. Clair County, Illinois (the two counties in which I do most of my work) to get money for closing costs and other pre-paid items for my buyers who meet certain income levels
  • VA loans for military veterans
  • FHA loans with small downpayment criteria
  • USDA Rural Development loans for buyers who are considering homes outside of the cities
  • 203K Loans for both the purchase and rehab of a home
  • Credit repair -- for free -- for buyers who are on the edge of qualifiying for a loan
  • They even have conventional loans with 3 percent downpayments as I write this post
Folks, a good lender will have a smorgasbord of choices and will match your needs and circumstances to their offerings.

Conversely, if a buyer has too many credit problems to allow them to become a homeowner right now, these good lenders will tell them to wait a while and just rent for the time being while they work on bringing their debt to income ratio into balance.

If you're in the market for a home in Troy or anywhere throughout Madison, St. Clair and Macoupin counties, and you need to take the first step -- getting a good loan -- call or text me at 618-791-8007 or email to talk about it.

Together your lender, your Realtor (that's me) and the most important person in this process -- you -- will make a great team to get your loan done, get your next home selected and get you to a smooth closing.


OPEN HOUSE: 402 Blue Bird, Troy IL

OPEN HOUSE ON SUNDAY, MAY 1, 2011 -- 1 to 3 P.M. 

Located on a huge corner lot, this home offers 4 bedrooms, an open kitchen, two-car garage and a terrific location.

The big deck overlooks a fenced backyard with plenty of room for all of your outdoor activities.

TEXT 129572 to 79564 for instant information on this home.

Come visit today!


Homes for Sale in the Hampton Glen Neighborhood, Troy IL

Click Here to See Homes for Sale in the Hampton Glen Subdivision of Troy, IL

This new subdivision is located off Troy-Scott Road and Country Lane in Troy, Illinois.

New construction homes are usually available starting from the $220s.

Located on the south side of Troy, Hampton Glen is an easy commute to Scott Air Force Base or other sites throughout both Madison and St. Clair counties.

If you'd like to see homes in Hampton Glen in person, call or text Nancy at 618-791-8007 or send an email to


Double the Fun Sunday at a Dual Open House in Troy IL

5 Cedar Mill
The Realtors of Goshen Realty Group will be all over Troy, IL on Sunday, March 13 with two open houses.

Both 5 Cedar Mill and 402 Blue Bird will be open Sunday, March 13, from 1 until 3 p.m.

Located in the Northwoods subdivision, 5 Cedar Mill is an open-floor-plan ranch with split bedrooms, gorgeous hardwood floors, a walkout lower level and much more.

See details for 5 Cedar Mill here.

To find 5 Cedar Mill, take IL-162 to Riggin Road and drive north. You'll see the Northwoods subdivision on your right.

402 Blue Bird Lane
The home at 402 Blue Bird Lane includes spacious rooms and an attractive kitchen open to the dining room, a master suite, three additional bedrooms and a family room. The home is located on a big corner lot.

See details for 402 Blue Bird here.

To reach 402 Blue Bird, take IL-162 to Riggin Road, turn right onto Reid and left onto Blue Bird. The home is located at the corner of Blue Bird and Wood Thrush.

Just follow the signs to these two open houses on Sunday, March 13 from 1 to 3 p.m.

Questions? Call or text Nancy at 618-791-8007 or send an email to

FOR SALE: 402 Blue Bird Lane, Park Forest Estates Subdivision, Troy IL

FOR SALE: 402 Blue Bird Lane, Park Forest Estates subdivision, Troy IL.

Whether you spell the street name as Blue Bird or Bluebird (there is some difference of opinion), there is no disagreement that this is a terrific buy.

Offered exclusively by Goshen Realty Group at RE/MAX Preferred Partners, this home is not your typical bi-level.

The big living room and dining area are open to an attractive and spacious kitchen with loads of cabinets and a breakfast bar.

Three sizable bedrooms upstairs include a master suite with its own private bath.

The lower level offers plenty of flexible space with a large family room and an office or 4th bedroom as well as a laundry and utility area.

The home's two-car side-entry garage is both attractive and functional.

And -- bonus -- 402 Blue Bird sits on a huge corner lot with a deck that overlooks a very large privacy-fenced back yard.

Please note that this home qualifies for 100% financing through USDA.

The home is priced at $179,900.

For additional details and more pictures of 402 Blue Bird Lane, click here. 

To make an appointment for a private showing of 402 Blue Bird Lane, click here. 

Or, call or text Nancy at 618-791-8007 for additional details.